FDIC Insured Solutions »
USA Mutuals offers premier FDIC Insured* cash management solutions for corporations, state and local public governments and other institutional clients.
Our FDIC insured solutions are able to provide FDIC insurance protection on deposits beyond the current $250,000 limit for each category of legal ownership by linking to multiple FDIC Insured banks and savings institutions. By spreading assets among multiple institutions, our FDIC insured solutions are able to offer a higher level of FDIC insurance coverage compared to a deposit in an individual banking institution, all within the convenience of a single account. In addition, each FDIC insured solution may offer rates** that are higher term treasuries as well as most uninsured cash management vehicles like Money Fund and State/Local Government Pools.
Only USA Mutuals can offer a selection of FDIC insured solutions which provide TLC:
- Transparency: Each and every solution provides daily transparency of holdings. Know exactly where and how your cash is being allocated, 24/7.
- Liquidity: Offering solutions which offer next day and weekly liquidity.
- Convenience: Access hundreds of FDIC insured banks all within the convenience of a single statement and 24/7 online account information access.
Find the FDIC insured solution(s) which is right for you or call 866.264.8783 for assistance and most recent rate information:
| Solution | Available FDIC Insurance* (Per Tax ID) |
Liquidity | Deposits Placed in MMDA's | Deposits May be Placed in CD's | Fact Sheet | Terms and Conditions |
| » Insured Cash Shelter Account1 ('ICSA') | $7,500,000 | Next Day | x |  |
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| » Federally Insured Cash Account2 ('FICA') | $13,000,000 | Every Monday | x | |
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Learn about our comprehensive cash management solutions and how they seek to preserve principal while offering liquidity, transparency, and convenience.
As Seen In »
According to the 2010 Association for Financial Professionals (AFP) Liquidity Survey
'Bank deposits are the dominant investment vehicle for short-term investment portfolios. Forty-two percent of all short term investment balances are held in bank accounts...'
When investing in bank deposits, organizations use the following instruments:
- Time deposits (e.g., CDs)
- Non-interest bearing transaction accounts (insured through TAG)
- CDARS
- Insured Cash Shelter Accounts
For a complete copy of survey, visit: www.afponline.org/liquidity